Travel insurance can protect you from unexpected costs when a trip doesn’t go as planned. Compare coverage, costs, and providers to understand what you’re buying before choosing a policy.
Compare Travel Insurance Providers
Start with the providers below to see how their coverage options, eligibility, and policy features differ. The right choice depends on your trip, destination, age, coverage needs, and the risks you want to protect against.
Providers in this comparison
- VisitorsCoverage — An insurance marketplace offering travel medical and travel insurance plans from multiple insurers.
- Insubuy — An insurance marketplace with a broad selection of travel medical and visitor insurance plans.
- EKTA — A travel insurance provider offering policies that can be purchased directly online.
VisitorsCoverage and Insubuy let travelers compare plans from multiple insurance companies, while EKTA offers its own selection of policies. That difference matters when comparing plan choice, coverage, pricing, and the overall buying experience.
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Travel Insurance Comparison at a Glance
| Provider | Type | Plan Choice | Good to Know |
| VisitorsCoverage | Insurance marketplace | Multiple insurers and plans | Lets travelers shop and compare several coverage options |
| Insubuy | Insurance marketplace | Multiple insurers and plans | Strong emphasis on travel medical and visitor insurance |
| EKTA | Direct provider | EKTA policy options | Simpler direct-purchase approach rather than a multi-insurer marketplace |
VisitorsCoverage
VisitorsCoverage is an online insurance marketplace that lets travelers compare and purchase plans from multiple insurance companies. Its selection includes travel medical insurance as well as broader trip insurance options, making it useful for travelers who want to compare several policies rather than start with a single insurer.
Pros
- Multiple insurers and plans available in one place
- Makes it easier to compare different coverage options
- Offers both travel medical and trip insurance options
- Online tools help narrow plans based on the traveler and trip
Cons
- The number of choices can make comparison more complicated
- VisitorsCoverage is a marketplace, so the actual insurance coverage and claims handling depend on the insurer and policy selected
- Coverage, exclusions, deductibles, and benefits can differ considerably between plans, so travelers still need to read the individual policy details
What to consider
Pay attention to the actual insurer behind the policy, coverage limits, deductibles, exclusions, cancellation benefits, and any restrictions that apply to your trip. Don’t assume that two plans sold through the same marketplace provide similar protection.
Insubuy
Insubuy is an online insurance marketplace focused heavily on international travel medical and visitor insurance. Travelers can shop plans from multiple insurance companies, with options designed for situations such as traveling abroad, visiting the United States, and obtaining medical coverage while away from home.
Pros
- Wide selection of international travel medical and visitor insurance plans
- Multiple insurers can be compared through one marketplace
- Particularly useful for travelers looking specifically for medical coverage abroad
- Offers options for a variety of traveler types and trip situations
Cons
- The large number of plans and insurance terminology can feel complicated
- Insubuy sells policies from other insurers, so claims and benefits are ultimately governed by the insurer and specific policy
- Some plans may look similar at first glance but differ significantly in exclusions, deductibles, coverage limits, and benefit structures
What to consider
Start with the type of protection you actually need rather than simply comparing premiums. In particular, check medical coverage limits, deductibles, pre-existing-condition provisions, network requirements, exclusions, and whether the policy provides the kind of coverage needed at your destination.
EKTA
EKTA offers travel insurance directly online rather than operating as a marketplace for multiple insurance companies. This creates a more streamlined shopping experience for travelers who would rather choose among a smaller set of coverage options than compare policies from numerous insurers.
Pros
- Straightforward online purchasing process
- Fewer options can make choosing a policy less overwhelming
- Travel medical coverage is available for international trips
- Policies can be purchased online without shopping across multiple insurers
Cons
- Less plan variety than a multi-insurer marketplace
- Travelers cannot use EKTA to compare competing insurers in one place
- Coverage limits and exclusions still need careful review before purchasing
- A simpler buying process does not necessarily mean a particular policy offers better coverage or value
What to consider
Look beyond the convenience of the purchase process and review the policy itself. Check medical limits, deductibles, exclusions, geographic restrictions, cancellation provisions, and any activities or circumstances that may not be covered.
How to Choose Between These Travel Insurance Options
If you want to compare several insurers
VisitorsCoverage and Insubuy are marketplaces, so they make more sense when you want to see policies from multiple insurance companies before deciding. The important comparison is ultimately between the individual policies—not just between the two marketplaces.
If travel medical coverage is your main concern
Pay particular attention to medical coverage limits, deductibles, provider networks, emergency evacuation benefits, pre-existing-condition provisions, and exclusions. The least expensive policy may leave out protection that matters for your trip.
If you prefer fewer choices
A direct provider such as EKTA offers a more streamlined path to purchasing coverage. That can simplify the process, but it also means you aren’t comparing policies from several insurers within the same marketplace.
Whichever route you take, read the policy documents before purchasing. Coverage depends on the specific policy, and exclusions and limitations can be just as important as the benefits listed on the sales page.
What Should You Look for in Travel Insurance?
Emergency medical coverage
Check how much the policy will pay for unexpected illness or injury during your trip, along with deductibles, exclusions, and any requirements for receiving treatment.
Trip cancellation and interruption
Look at which situations qualify for reimbursement if you have to cancel your trip or return home early. Covered reasons vary by policy, so don’t assume every unexpected event qualifies.
Emergency evacuation
Medical evacuation can be extremely expensive. Check whether the policy covers emergency transportation and evacuation and what limits or conditions apply.
Pre-existing medical conditions
Coverage for pre-existing conditions varies considerably. Some policies exclude them, while others may provide coverage when specific eligibility requirements or purchase deadlines are met.
Activities and exclusions
Certain sports, adventure activities, destinations, or circumstances may be excluded. Review these restrictions carefully if your trip includes activities that could fall outside standard coverage.
Travel Insurance Guides
Not sure what coverage you need or whether you need travel insurance at all? These guides can help you work through the decision.
Is Travel Insurance Worth It?
See when travel insurance may make sense—and when you may be comfortable traveling without it.
Travel Medical Insurance vs. Travel Insurance: What’s the Difference?
Understand the difference between medical-focused coverage and broader travel insurance.
How Much Travel Insurance Coverage Do You Need?
Learn how to evaluate trip costs, medical protection, evacuation coverage, and benefit limits.
What Does Travel Insurance Not Cover?
Understand common exclusions, restrictions, and policy limitations before you buy.
When Should You Buy Travel Insurance?
See why purchase timing can matter and when it makes sense to start considering coverage.